Medicare, Health, Dental

When you turn 65 or are on Social Security Disabilty you are eligible for Medicare.  One of your options to cover the gaps in Medicare is a Supplement.  Choosing a Medicare Supplement plan  is a very important decision and it can be very confusing and frustrating.  I am here to assist you in finding the plan that best fits your individual needs in addition to educating you on how Medicare works.

• Accident Plans - Simple, affordable plan that can pay benefits directly to you in the event of an accident or injury.

   

• Discount Plans -  If you want simple and affordable health and dental coverage without the hassle of providing a medical history or medical tests, try one of our Value Plans with No Health Questions Asked. Plans are easy to apply for and you are guaranteed acceptance, which means you can’t be denied coverage. Value plans provide discounts on health care and dental services, and routine care coverage that won’t break the bank.

• Limited Benefit Plans - While similar to discount plans, these plans provide additional benefits and discounts, with limitations.

• Major Medical - Comprehensive plans that provide the most coverage and benefits.

                    Co-pay Plan  -  Whether you need a routine check-ups, to see a specialist, or visit an urgent care facility,
                                              predictable cost plans can help you stretch your budget. You choose from a variety of
                                              deductibles and out-of-pocket maximums and enjoy low, predictable copayments and coinsurance
                                              for covered services with no surprises.

                    Health Savings Accounts (HSA)  -  Looking for a less taxing route? Try one of our high-deductible health plans
                                                                               that are compatible with tax-deductible Health Savings Accounts (HSA).
                                                                               Compatible plans allow you to use tax-free contributions to help cover out
                                                                               of-pocket health care expenses, including qualified deductibles, and
                                                                               coinsurance. These plans offer lower premiums because of the higher
                                                                               deductibles that are covered by HSA contributions. 

                   Temporary Insurance Plans  -  If you’re between jobs or just starting out, Temporary Insurance offers
                                                                       comprehensive medical benefits without medical underwriting.  Choose coverage
                                                                       for 30, 60, 90, or 180 days, which is also considered Creditable Coverage when
                                                                       you’re ready for long-term health coverage.